Simply Free Checking
Little big value
If you want basic, no-frills, free checking, this is the plan for you. Just open your account at Cincinnatus with a low balance and you’ll never need to worry about keeping a minimum balance. It’s a great plan for most anyone who wants to keep their plan as simple as possible.
- Monthly Fee: $0
- Initial Deposit: $50
- Earns Interest: No
- ATM/Check Card
- Direct Deposit
- Online Banking
- Bill Pay
- e-Statements
- 1st box of checks are FREE
Simply Super Checking
For a little extra
For more flexibility and earn interest on your checking funds, check out the Cincinnatus Super Checking. Just keep a low minimum balance to avoid a fee.
- Monthly Fee: $8.00 monthly service fee. Waived with maintaining $300 balance.
- Initial Deposit: $300
- Earns Interest: Yes/Deposit Rates
- ATM/Check Card
- Direct Deposit
- Online Banking
- Bill Pay
- e-Statements
- 1st box of checks are FREE
Simply Senior Checking
Special Treatment
For our more mature customers, Cincinnatus offers this special, low-cost plan to help you stretch your budget. No minimum is required. It’s a great care-free checking plan for our seniors.
- Monthly Fee: $0 (Must be age 55 or older to open)
- Initial Deposit: $100
- Earns Interest: Yes/Deposit Rates
- ATM/Check Card
- Direct Deposit
- Online Banking
- Bill Pay
- e-Statements
- 1st box of checks are FREE
Simply Supreme Checking
Maximum earnings
If you can maintain a higher minimum balance, you can earn even more interest on this Cincinnatus Plan. This is a certain way to keep your flexibility and maximize your return at the same time.
- Monthly Fee: $10.00 monthly service fee. Waived with maintaining $1,000 balance.
- Initial Deposit: $1,000
- Earns Interest: Yes/Deposit Rates
- ATM/Check Card
- Direct Deposit
- Online Banking
- Bill Pay
- e-Statements
- 1st box of checks are FREE
Member FDIC, Equal Housing Lender.