Rates
Little big value
The Affordable Rate Program is just that, affordable! With these rates, we make homeownership dreams a reality.
- 4.000% 15-year Interest Rate with 4.090% APR (Annual Percentage Rate)
- 4.500% 30-year Interest Rate with 4.556% APR (Annual Percentage Rate)
- Rates subject to change
Qualifications
What we need
To be qualified for this program, the property must be
- Single Family Primary Residence
- Purchase or Refinance
- Income restrictions apply: 80% or less of the Area Median Income (AMI)
- AMI under $82,120 for Hamilton, Butler, Clermont and Warren counties (contact loan officer for other counties)
Disclosures
Additional things to know
The following are additional items that you need to know and things we take into consideration when applications are received.
- APR = Annual Percentage Rate
- AMI = Area Median Income
- All loans subject to credit approval, not all applicants will qualify
- Payment example assumes $200,000 mortgage ~ 15-year, 4.000% fixed rate, payment = $1,479.38. 30-year, 4.500% fixed rate; payment = $1,013.37
- Assumes 80% loan-to-value, primary residence, single family home, over 680 credit score
- Payments do not include taxes or insurance. If included, the actual payment will be greater.
- Other restrictions may apply
Member FDIC, Equal Housing Lender.