Privacy Policy

FACTS WHAT DOES CINCINNATUS SAVINGS AND LOAN COMPANY DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account Balances
  • Payment History
  • Overdraft History
  • Account transactions
  • Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Cincinnatus Savings and Loan Company chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Cincinnatus Savings and Loan Company share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you No We don’t share
For joint marketing with other financial companies No We don’t share
For our Affiliates’ everyday business purposes— information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share
For Non-Affiliates to market to you No We don’t share
Questions? Call 513-661-6903 or Toll Free 1-877-661-6903 or go to www.cincinnatussl.com
What we do
How does Cincinnatus Savings and Loan Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cincinnatus Savings and Loan Co. collect my personal information? We collect your personal information, for example, when you

  • Open an account
  • Make deposits or withdrawals from your account
  • Give us your contact information
  • Show your driver’s license
  • Give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

  • Your Bank does not share with our affiliates.
Non-Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Your Bank does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Your Bank doesn’t jointly market.

09/2022