Who We Are

Founded in 1885

Mutually Owned

Community Focused

Competitive & Flexible

FDIC Insured

Cincinnatus was founded in 1885 and has remained a mutually owned and operated savings and loan. Unlike many other institutions, we strive to remain independent and not become part of a larger bank holding company. Being a mutually owned company means our depositors are our owners. At Cincinnatus, our seasoned officers and employees take pride in giving very personal service, like taking the time to sit down with our customers to get to know them and their individual financial needs. Because our customers are our owners, we can truly say, “Our Bank is Your Bank”.

Our mission is simple. Cincinnatus focuses on our local community by offering lending, checking and savings products that are competitive, easy to understand and designed to meet your needs, not ours. Complimenting that is our very personal service that you have come to expect from your local community banker. In this world of business consolidation and large companies, the great customer service at Cincinnatus is very unique and an almost-lost quality that is difficult to find in most financial service providers today.

At Cincinnatus, you will find value that is difficult to find elsewhere. From our very competitive rates and fees, to our highly seasoned long-term employees, and bank officers, to our absolute total dedication to very personalized customer service, you will notice a major difference at Cincinnatus. That’s how we have done business for 135 years and how we will continue to do business every day with every customer.

Yes, Cincinnatus is extremely proud to show our support to our local communities. Whether it’s one of our banking officers or employees volunteering on a local board, sponsoring a neighborhood event or helping with a community project, we feel our involvement is critical to the communities we serve. Since all of our loan decisions are also made locally by our banking officers, you will find that’s another quality that is rare in today’s big bank world.

Cincinnatus is fully insured by the Federal Deposit Insurance Corporation so your deposits have the full backing of the Federal government. So, you can rest assured that your money is safe and will be here when you need it.

Now that you know who we are, stop in or call a Cincinnatus banking professional today at any of our three conveniently located offices. Click here to view our locations page.